Wellness coverage plans
We know firsthand the importance of proactive healthcare for dogs and cats, which is why we’ve designed our preventive pet insurance to be added to our accident and illness plans. From routine check-ups and vaccinations to dental cleanings and flea control, tailor your routine care insurance plan to cover what you need to keep your pet healthy and enjoying life.
Maximum annual benefits | $450 | $800 |
|---|---|---|
Physical exam: Two exams per policy term | $80 $40 max per exam | $80 $40 max per exam |
| Vaccination or titer | $80 | $80 |
| Heartworm or FeLV/FIV test | $35 | $35 |
| Fecal test | $30 | $30 |
| Deworming | $25 | $25 |
| Microchip | $50 | $50 |
| Health certificate | $50 | $50 |
| Flea control or heartworm prevention | $100 | $100 |
One additional test: (1)Health screen (blood test) (2)Radiograph (X-rays) or (3)Electrocardiogram (EKG) | Not covered | $100 One test per policy term |
Spay/Neuter or Dental cleaning (Coverage for spay/neuter or dental starts 90 days after the original policy term effective date.) | Not covered | $250 |
Wellness plans are not available in all states.
Frequently Asked Questions
Absolutely. All our plans can be used with any licensed veterinarian, anywhere in the world—even specialists and emergency providers. Get a no-obligation quote.
We offer nose-to-tail coverage for:
- Accidents, including broken bones, sprains, lacerations and poisoning
- Illnesses, including allergies, ear infections, arthritis and cancer, and more
- Preventive care, including checkups, vaccinations and flea/tick preventive
We’ll pay you back for covered veterinary expenses according to your plan type. Some plans reimburse a percentage of your eligible expenses; other plans reimburse based on pre-set benefit allowances. All plans have an annual deductible. Depending on the plan you choose, an annual maximum may apply to your reimbursements. Plans with category maximums and plans with pre-set benefit allowances reimburse only up to those amounts. All reimbursement maximums replenish in full at policy renewal. Check your plan details for more information.
Absolutely. You can cancel anytime. The easiest way is to go to my.petinsurance.com. Your state may also have a Free Look Period (a.k.a. Right to Examine and Return a Policy) in which you would have a limited time to get your money back. To qualify, you must not have filed a claim under the policy. Participating states require you to notify us of your choice to exercise the Free Look option within a specific time frame. Please read your policy for details. Terms may vary by state.
See state cancellation timeframes for more information.
The best pet insurance for you is one that provides a level of coverage you’re comfortable with and fits your budget for monthly premiums. When choosing your plan, consider how much medical care (for accidents and illnesses) is typical for your pet’s breed and whether you want wellness coverage for preventive care.
Most plans start 14 days after your application is approved and payment has been received. If you’re enrolling as part of a group or organization, effective dates vary.
Nationwide offers plans with deductible options. Most of our pet families choose a $250 annual deductible.
Items such as grooming, tax, waste disposal, boarding, or pre-existing conditions are not eligible for coverage. See policy documents for a complete list of exclusions.